From: xxxxxxxx,xxxx [mailto:xxxx.xxxxxxxxx@xxxxxxxxxxxxxxxx.xxx]
Sent: Wednesday, xxxx x3, xxxx 3:04 PM
To: xxxxxxxxxx
Subject: Re: [xxxxxxxx] FW: xxxxxxxxxx xxxxxxxx xxx Quote
Happy to assist. Thank you xxxxxx.
xxxx xxxxxxxxx
On xxx x3, xxxx, at 5:52 PM, xxxxxxxxxx xxxx@xxxxxxxxxx.xxx wrote:
Hi, xxxx,
Thanks for your help and xxxxxx'x help!
My client advised that the following was sent directly to him by xxxxxx today.
Based on xxxxxx'x quote, I have advised him (the client) to buy the best and the highest limit available, and will advise in due course asap.
Thanks for all!
Should there be any further advice or instruction, please kindly let me know.
xxxxxx xxx
From: xxxxxx xxxx [mailto:xxxxxxx@xxxxxxx.xxx]
Sent: Wednesday, xxxx 03, xxxx 2:16 PM
To: xxxxxxxxx
Subject: Fw: xxxxxxxxxx xxxxxxxx xxx Quote
Hi xxxxxx:
Proposal from xxxxxx attached.
xxxxxx
The Quote
The U/W Process
From: xxxxxx xxxxxxxx (xxxxxx)
Sent: xxxx 02, xxxx 9:26 PM
To: xxxxxxx@xxxxxxx.xxx xxxxxxx@xxxxxxx.xxx
Subject: FW: Lead - xxxxxxxxxx xxxxxxxx xxx situation
Hi xxxxxx,
As per my voice message, I received your application through our affiliates at xxx xxxxxxxxxxxx xx xxxxxxx as we have the exclusive xxx xx program for xxxxxxxxxx x xxxxxxxxx for xx operations. Upon review of your application, xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx can you please confirm the following:
xxxxx,xxxxxxxxxxx, xxxxxxxxxxxxxxxxxx,xxx xxxxxx xxxxxxxx and any other information that may be useful.
Also, do you have an up to date copy of xxxx xxxxxxx.
My direct contact information is in the tag below should you wish to discuss.
Best,
xxxxxx xxxxxxxx,xxxx
xxxxxxxxxxx xxxxxxxxx xxxxxxxxx Broker
From: xxxxxxxx,xxxx [mailto:xxxx.xxxxxxxx@xxxxxxxxxxxxxx.xxx]
Sent: Tuesday, xxxx 02, xxxx 11:58 AM
To: xxxxxxxxxx
Subject: RE: Re:[xxxxxxxx] RE: xxxxxxxxxx xxxxxxxx xxx situation
Ok xxxxxx, thanks. I will put you and my xx affiliated xxxxxxx,, xxxxxx, in touch.
xxxx
From: xxxxxxxxxx xxxx@xxxxxxxxxx.xxx
Sent: Tuesday, xxxx 02, xxxx 2:54 PM
To: xxxxxxxx.xxxxs xxxx.xxxxxxxxx@xxxxxxxxxxxxxxx.xxx
Subject: RE: Re:[xxxxxxxx] RE: xxxxxxxxxx xxxxxxx xxx situation
Good Afternoon, xxxx.
Please allow me to bother you further, and on the referral.
I have re-confirmed with the client about the actuality and truthfulness on his NO CLAIM situation.
Please kindly tell your referral contact to advise what other U/W info are needed, and we will go from there.
I look forward to receiving emails asap.
Thanks.
xxxxxx xxx
From: xxxxxxxxxx
Sent: Wednesday, xxxx 06, xxxx 8:38 AM
To: xxxxxxxx,xxxx
Subject: Re:[xxxxxxxx] RE: xxxxxxxxxx xxxxxxxx xxx situation
Thanks, xxxx.
Since we/you are left with one market, we will leave it to the contact, and see ! Probably he will wait futher and see if XX can still help him on it.
Really appreciate your help ! And will advise.
Thanks.
xxxxxxx xxx
Subject: RE: [xxxxxxxx] RE: xxxxxxxxx xxxxxxx xxx situation
From: "xxxxxxxx,xxxx"
To: xxxxxxxxxx
CC:
Sorry xxxxxx, my other company declined so we are left with XXXXX. Let me know if you want the referral, they did say they could be competitive on pricing.
Thanks,
xxxx
From: xxxxxxxx,xxxx
Sent: Tuesday, xxxx 05, xxxx 11:42 AM
To: xxxxxxxxx xxxx@xxxxxxxxxx.xxx
Subject: Re: [xxxxxxx] RE: xxxxxxxxxx xxxxxxx xxx situation
I won’t be able to assist on that one if we went with XXXXX. They did say they could beat the current price. I have one more market I can check with. Will advise ASAP.
xxxx xxxxxxxxx
On xxx 05, xxxx, at 11:37 AM, xxxxxxxxxx xxxx@xxxxxxxxxx.xxx wrote:
Good Morning, xxxx, thanks, BUT I would prefer to go through you only, if it is possible. Again, it is an example of the wrong market organization of the industry. Access is somehow restricted, and no freedom of choice !
Please advise.
Thanks.
xxxxxxx xxx
Subject: RE: [xxxxxxxx] RE: xxxxxxxxxx xxxxxxx xxx situation
From: "xxxxxxxx,xxxx"
To: xxxxxxxxx
CC:
xxxxxx,
I think this will fit under our exclusive program with XXXXX however each xxxxxxxx has their own representative. I am xxxxxxx and my colleague at xxxxxx out in xx represents your xxxxxxxx. Would you be ok if I sent along your email to him and cc’d you?
xxxx
From: xxxxxxxxx xxxx@xxxxxxxxx.xxx
Sent: Monday, xxxx 04, xxxx 6:04 PM
To: xxxxxxxxx,xxxx xxxx.xxxxxxxxx@xxxxxxxxxxxxxx.xxx
Subject: RE: [xxxxxxx] RE: xxxxxxxxxx xxxxxxx xxx situation
Thank you xxxx.
It is a normal XXX risk, except:
- encountered a xxxxx situation last year, from a xxxxx owner, next door to a xxxxxxx he worked on, solely due to work done by the "xxxx xxxxxxx" on the xxxxxxx, not him!
- this client was also put on notice for third party xxxxx, like usual, but heard nothing further after the legal responding, and also that the "xxxx xxxxxxxx" had fixed up the xxxxx situation to the satisfcation of the neighbour.
So, to the client, nothing to do with him or his xxxxxxxxxxxx work at all. However, his broker (xxxxxx xxxx) told him his insurer declined to renew.
That's the situation!
My feeling about the case is everything normal, based all on what I was told, and (must) to be confirmed in writing by the client, even it is worth more premium than previous. The average premium, as you can see from the application, is about $x,xxx, with a x,xxx deductible.
I would suggest, due to the current hard market condition, perhaps a xx,xxx deductible, and a premium surcharge according to the standard U/W procedures.
The client is referred to me by my good client.
I like to help, but with your help of course.
Thanks.
xxxxxx xxx
From: xxxxxxxxx,xxxx [mailto:xxxx.xxxxxxxxx@xxxxxxxxxxxxx.xxx]
Sent: Monday, xxxx 04, xxxx 2:02 PM
To: xxxxxxxxxx
Subject: Re: [xxxxxxxx] RE: xxxxxxxxx xxxxxxx xxx situation
Thank you xxxxxx. Will see what I can do.
Any indication from incumbent price wise?
xxxx xxxxxxxx
Hi, xxxx,
Attached is a most recently completed insurance application from the client.
Thanks for your help.
Please let me know if any question or anything further is needed.
Thanks.
xxxxxx xxx
From: xxxxxxxxx
Sent: Monday, xxxx 04, xxxx 11:51 AM
To: 'xxxxxxxx,xxxx'
Subject: RE: xxxxxxxxxx xxxxxxx xxx situation
Thanks, xxxx.
Will proceed as you mentioned and let's go from there.
Thanks for your help.
xxxxxx xxx
From: xxxxxxxx,xxxx [mailto:xxxx.xxxxxxxxxx@xxxxxxxxxxxxx.xxx]
Sent: Sunday, xxxx 03, xxxx 4:52 AM
To: xxxxxxxxx
Subject: RE: xxxxxxxxxx xxxxxxxx xxx situation
Hi xxxxxx,
It is definitely a tougher class. Do you have an application? I can go to a few insurers here (non-Lloyds) that we have exclusivities with.
Thanks,
xxxx
From: xxxxxxxxxx xxxx@xxxxxxxxxx.xxx
Sent: Friday, xxxx 01, xxxx 8:30 PM
To: xxxxxxxxm,xxxx xxxx.xxxxxxxxx@xxxxxxxxxxxxx.xxx
Subject: [xxxxxxx] xxxxxxxxxx xxxxxxxxx xxx situation
Hi, xxxx,
Every year it was our own xxx that involved (or bothered) you.
Do you deal with the subject class of insurance? And who do you use usually? In fact, do you have anyone who is non-Lloyd's?
We may have one submission that needs your help.
Yet, if you don't usually handle, would you please refer us to someone?
Please kindly advise.
Thanks.
xxxxxx xxx