It is an entire invisible global set up! Who and what are behind it all?
At the end, is it right to make MORE money by doing harms, and by doing wrongs?
Actually, is it right to do wrongs, using freedom, authorities and other 'reasons' in doing so, or in the name of whatever!
If there is a will to condemn, excuses are easy to find! Same idea for justifications!
The basis for success in insurance business is underwriting. True underwriting. But what if underwriting guidelines are not really about underwriting? That's the beginning of the end! In all, simply a faulty "Flywheel System"!
Business Development? Just wonder, how? Isn't it just point-blank highway robbery, with 'official' justification and in fact, unethical excuses? Insurance business is an honorable business! In self-destruction.
More Techs to masquerade further?
Digital? Transformation? Re-invention? Re-engineering? Disruption?
What to achieve? All will become just a mirage!
Especially if and when the Theory and Intention are both questionable, and not that thorough, purposely!
Just think: if police is not for protection of citizens, if army is not for defense of countries............, if and if............, if insurance is not insurance, and not really insuring you.............
Is insurance business about making insurance not able to claim? Is insurance business about how to engineer not to pay, and then how less to pay? Isn't insurance business about insurance and paying claims? A 'peanut' size theft claim that illustrates and proves the old traditional 'Business Model' wrong.